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Finding Cheap Dallas Car Insurance

First of all, understand that every resident of Dallas and the entire state of Texas are required by law to buy car insurance; it is not a choice. A Dallas resident must have a car insurance policy from an accredited Texas auto insurance company. Most national companies are easy to find online – and represent Dallas residents as well.

When getting auto insurance quotes, the easiest method is to use an online auto insurance quote comparison portal. It sounds complicated – but all you do is enter some basic information – and you can get quotes from multiple auto insurance companies in less than 10 minutes. Given the traffic congestion in Dallas, auto insurance quotes are best gathered online.

Dallas auto insurance minimum requirements

Dallas’ mandatory auto insurance minimums are the same as the state minimums. They are:

- $30,000 for bodily injury or death to one person per accident
- $60,000 for bodily injury or death to two or more persons per accident
- $25,000 for damage or destruction to other property in an accident

If you are involved in an auto accident in Dallas, it’s important to know that Texas is a “tort” state – in other words – in someone is determined to be “at-fault”. The “at-fault” driver must pay the other for damages – and hopefully the total sum of the damages will be coverage by your auto insurance premiums. You will have to pay the deductible out of pocket regardless – and the balance due is paid by your insurance company.

In the event the damages you caused are greater than the state insurance minimums listed above – you will have to pay the extra costs out of pocket.

Auto insurance quote comparison tool

The national average insurance premium for personal car insurance is $1,735. The average insurance premium in Texas overall is $1,809 – not too much higher. The good news is you can reduce your insurance rates dramatically by shopping for quotes.

Although this sounds daunting – our online insurance quote portal enables you to do it in less than 10 minutes. Simply enter your zip code and some basic information – and you can get up to eight auto insurance quotes and save up to 50% on your overall auto insurance costs.

Getting affordable car insurance in Dallas, Texas is easy once you understand how to make the best of the internet. Increasing the deductible is one additional means to lessen your insurance premium costs. You may have to pay $500 or $1,000 in the event of an accident – but you’ll be betting on yourself to be a safe driver – and the payoff if you “win the bet” can be substantial.