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The Promise of a Vanishing Deductible

Car insurance companies are always coming up with ways to attract new customers. One rather recent interesting development, which is actually something that was used in the past, is the promise of a vanishing deductible. It can help you save money and possibly avoid paying any deductible in an accident.

What Is a Vanishing Deductible?

The vanishing deductible is a deductible amount that slowly reduces over a specified number of years for accident-free driving. When you apply, if you already meet the conditions, you may also receive a reduced deductible. Each year it will be reduced by, say $50 or $100 per year that you do not have any accidents. Eventually, depending on the terms, you will not have to pay any deductible when you do have an accident. The deductible has totally vanished.

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